Home Employment Insurance
Complete Protection Home Employment Insurance
If you employ a personal assistant or carer to help with your independent living, this policy is for you.
In the event that your employee suffers injury or illness whilst working for you.
As a consequence of bodily injury or property damage to a third party while care is taking place.
Proactive employment support available 24 hours a day 7 days a week through a variety of means.
We do not require any contribution to a claim meaning your funding is reserved for what really matters.
Repair or replacement to the possessions of your Personal Assistant if they are damaged whilst care is taking place.
Upgrade to our plus or deluxe policy and receive cover for your legal expenses following an employment dispute.
Get A Quick Quote
Need to manage your policy, add a new one or make changes?
Use our customer portal.
Get in contact with on of our UK based customer service advisors.
Customer service is our priority.
Looking After Individual Employers
Employment advice and legal support tailored around the specific needs of individual employers of Personal Assistants. Our pro-active, personalised approach to legal advice is designed to ensure everyone gets the level of service they require precisely when they need it. We understand that support for Direct Payments and Personal Health Budget recipients operates best when it is tailored around the needs of individuals.
As a thank you for being a customer you, and all of your PAs will get FREE and exclusive access to The Premier Club Rewards. Full of exciting offers that will save you money on some of the biggest brands from the high street, on-line and top-notch days out.
As partners we will work with you to provide all of your employers exclusive access to support groups both online and in person. Providing a peer to peer network with people in similar situations that our policy holders find invaluable.
Why Mark Bates Ltd
Mark Bates Ltd is built on a commitment to exceptional customer service, a supportive people-first culture, and a drive to offer innovative, customer-focused insurance products that stand out from the rest.
We put our customers at the heart of everything we do. With a 5-star Trustpilot rating, we’re committed to delivering on our promises and building long-term loyalty through service that exceeds expectations.
We foster a supportive and positive working environment where every individual is valued. By recognising strengths, understanding challenges, and investing in training and development, we help our team thrive.
We believe insurance should work better. That’s why we design innovative, accessible products with real value—always with the customer’s best interests in mind.
FAQ
If you are employing a carer or PA you legally require Employers Liability Insurance. This is covered in all of our Home Employment insurance policies.
If your carer is self-employed (they pay their own tax and national insurance) you do not need the Employers Liability cover but may still wish to be covered for Public Liability. We also offer a Personal Care Assistant policy for self-employed carers.
There are no limits on the number of carers covered with the Home Employment Insurance policy.
The employer is the person looking after the affairs of the person receiving care, this could also be the same person.
Yes. Whenever they are with the carer, either inside or outside the home, the insurance will still cover them.
Yes. Redundancy is covered under our Plus and Deluxe policies.
We offer a 24/7 legal advice helpline through the ILG Support. They offer excellent and professional HR advice tailored to direct payments clients and they can help with any legal and/or employment queries you may have. This essential service can also be contacted by support teams and local authorities as well as our service users.
If you happen to employ a personal assistant or carer to help with your daily independence needs, home employment insurance is an essential tool in your arsenal. Home employment insurance is a type of insurance that covers people who employ personal assistants or carers to help them with their daily independence needs.
This insurance provides protection for the employer in the case of any claims against them that may arise from care taking place such as injuries, stolen or broken property and much more.
Our home employment insurance policies come in with a fixed annual premium price of £61. With this price, you can gain access to Employer’s Liability, Legal Expenses and our customer’s favourite part is the proactive employment support that’s available 24/7 through a variety of means.
If you have any questions, feel free get in touch.