Home Help Insurance

Specifically designed for individuals who, out of necessity or choice, employ people in their home
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20,886 Reviews

The policy provides a unique range of covers that are highly desirable to protect your position as an employer of individuals whilst in the course of their employment by you.

Public Liability

As a consequence of bodily injury or property damage to a third party while care is taking place.

Employers' Liability

In the event that your employee suffers injury or illness whilst working for you.

Personal Accident

Provides financial protection and peace of mind in the event you suffer an accident that results in injury.

Financial Loss

Protecting you against financial loss following the actions of your employee, including theft and fraudulent use of your debit or credit cards.

Employment Support

Proactive employment support available 24 hours a day 7 days a week through a variety of means.

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Still need more information? Please call us on 01476 514476

Policyholders save 25% on childcare searches

Army of Nannies is a nanny-finding platform that connects families with local full-time, part-time, and ad hoc childcarers. It's free to start a search, and families only need to pay a membership fee when they have made connections they wish to progress.

Apply code MARkBATES25 at checkout to secure 25% off their weekly, monthly or 3-monthly membership packages.

Policyholders save 25% on childcare searches

David Smith
helpful & cheerful lady
Jul 28, 2026
Mrs Dorothy James
Staff were helpful and explained everything clearly It was nice talking to a real person instead of a machine I found them to be understanding at a different time which meant a lot
Jul 28, 2026
Mondeoman
Ever so easy to renew my policy for my mobile scooter and a good price for the policy I need, also a very friendly company to talk to.
Jul 28, 2026
customer
Easy to phone,efficient, polite,and get this, SAME PRICE AS LAST YEAR,,,WOHOOO.😁🤗
Jul 28, 2026
Mrs Janet Fountain
Staff service and they are very helpful
Jul 28, 2026
Dorothy Hollinshead
Very Helpful, and you actually got to speak to a Person almost straight away.
Jul 28, 2026
Mrs Christine O'Connell
Very lovely lady I spoke to on the phone great help and very polite thank you for the service and support l received kind regards and thank you again.
Jul 28, 2026
M Dodd
Would gladly deal with the Comany again for all my mobility needs
Jul 28, 2026
Jennifer Rayment
Easy to contact. Easy to talk to.
Jul 28, 2026
Mr GRAHAM RICHARDS
Very good contact about my cover and all was just right for my purpose.
Jul 28, 2026
Mr Ron Ward
they was very helpfull
Jul 28, 2026
Grumpy nan
Excellent service. Would highly recommend
Jul 28, 2026
Rabia banu
Quick and Easy to deal with
Jul 28, 2026
Richard Secker
quick and informative response
Jul 28, 2026
Audrey Turner
Straightforward. No hassle or pressure selling which would have resulted in my refusal to buy. Quick to respond and very understanding when we thought we had lost the scooter key and needed to claim. Equally quick and helpful when we cancelled the claim because the missing key turned up.the following day. We felt bad for wasting their time but we're not made to feel that way at all.
Jul 28, 2026
SANDRA QUINCE
Everything went smoothly hopefully we will get good service in the future Thanks
Jul 28, 2026
micky.quick
got what you want, when you want it.
Jul 28, 2026
Gillian Plater
Very friendly and professional
Jul 28, 2026
Stephen Bevis
Very professional service received. Quick and easy to renew my insurance policy, catered for the disabled.
Jul 27, 2026
Bryan
A phone call as I’d missed a signature very helpful and pleasant, no hard sell or trying to get me to buy a policy
Jul 27, 2026

FAQ

12 months – you will receive an email from us prior to the expiry of cover offering renewal for a further 12 month period.

You can only purchase this insurance on line if you employ 5 persons or less. You may still apply for this insurance, but may only do so by contacting us by phone or email.

No, provided that the activity is undertaken whilst working for you in a personal capacity in connection with your domestic arrangements.

No – you will not be asked to contribute towards any claim under the policy.

Yes. Our policy covers the nanny for up to 120 days of travel outside the UK per policy year when travelling with the family, except in the United States and Canada.